YAN-PLE's Party Shop
Saturday, March 01, 2008
"debt threat"
debt is really threatening, especially if you have more than you can handle. i guess all people have debts one way or another. lucky are those who are totally debt-free.

i have debts, lots of it actually. but i believe i'm a resposible payer, i don't want missing a payment, i hate interests and late charges! i don't want their agents reminding me about my dues and all. and most of all, i don't want to be blacklisted with bad credit.

but what is really the problem with debt? problem arises when you can't control it anymore, when you can't manage your finances well, and when you can't find where the money for payment will come from. but i believe this didn't develop overnight, it was a long unright process. you just realize the problem when you are deep into it already. so sad and unfortunate, right?

i know one who's into that problem right now. that's why i was telling her to seek financial advise because debts won't never go away if you just take them for granted. remember, interest counts daily! i guess it would be better to make certain arrangements with your debtors, than just ignore them at all. you can compromise and come up with certain agreements, like you paying him an amount which you are capable of. i'm sure the debtor will like it that way, than not getting anything back from you. there are a lot of ways in debt management, you just have to know what's suited for you.

once you've managed your debts, then a llittle control and being responsible, you'll surely bounce back into your normal life happy and worry-free.


posted by apple @ 12:16 AM  
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Name: apple
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